Use Cases of Biometric Authentication in Mobile Apps
Information about Use Cases of Biometric Authentication in Mobile Apps
Mobile biometric authentication is an approach to securely verify or validate the identity of a user through multi-factor authentication using a user’s biometrics such as fingerprint or facial recognition. But what is multi-factor authentication?
When a person uses a mobile device as a first factor and a unique biometric identifier on that mobile as a second factor to confirm an identity, this is known as multi-factor authentication. The biometric approach might be fingerprint recognition, facial recognition, speaker recognition, or a combination of two of them. The biometric authentication modality can be made use of besides the traditional password.
In this blog, we will highlight some use cases of biometric authentication on mobile devices:
Mobile Biometric Authentication Use cases
Mobile biometric authentication is basically used for mobile banking and e-commerce. For instance, customers can validate transactions that generate from mobile banking or retail apps using face recognition or speech biometrics. Fintech firms that integrate with the bank accounts of customers also leverage biometrics to validate transactions. The example includes a physical point of sale e.g., performing facial recognition while using Apple or Samsung Pay while shopping in a brick-and-mortar store or verifying electronic funds transfer through a mobile app.
Enterprises may use mobile biometrics as a form of authentication without passwords. In this process, an employee can attempt to get access to a corporate app via a launched web browser on approved devices. After reaching the login portal, the employee mentions their username. A notification is then sent to the authorized user’s registered mobile device. Only the users that possess the registered mobile device can approve the attempted request for login. Getting an authentication notification without attempting a login can signal a hoax login request.
Multimodal biometric authentication
Multimodal biometrics is applicable to more than one biometric modality for multi-factor authentication. The multimodal biometric implementation should strike a correct balance between matching performance and convenience, that is, multimodal biometrics will ideally reduce the likelihood of a false positive without adding complexity to the UX.
For instance, facial recognition combined with voice biometrics becomes more precise as it uses multiple variables to validate user identity. Multimodal biometrics can also improve the detection of liveness. A fraudster that makes use of a non-live “spoof” of the authorized face of the user will find it difficult to spoof both modalities.
If you’re eager to introduce biometrics for your own authentication processes, working with a trusted developer can help. Outsourcing all or some of your identity verification can offer you peace of mind, given an expert team is handling your authentication 24/7. Get in touch with a mobile application development company today.
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